And you can dress warmer in the cold..only so much you can do in heat?

See, I've had that argument applied before, but it's not true -- there comes a point where you can't put anything more on or else you look like a little kid dressed to go outside and play in the snow, with arms stiff at your sides and no longer bendable.

Heat doesn't bother me (much or often). These very few months when I don't need sweaters or jackets (or long johns) are precious to me.